ZUT - Polska Rama Kwalifikacji / Rok 2022/2023 / Wydział Ekonomiczny / Economics (S1) / Property Valuation and Real Estate Transactions / Sylabus przedmiotu

Wydział Ekonomiczny - Economics (S1)
specjalność: Property Valuation and Real Estate Transactions

Sylabus przedmiotu Environmental protection finance:

Informacje podstawowe

Kierunek studiów	Economics
Forma studiów	studia stacjonarne	Poziom	pierwszego stopnia
Tytuł zawodowy absolwenta	licencjat
Obszary studiów	charakterystyki PRK
Profil	ogólnoakademicki
Moduł	—
Przedmiot	Environmental protection finance
Specjalność	przedmiot wspólny
Jednostka prowadząca	Katedra Studiów Regionalnych i Europejskich
Nauczyciel odpowiedzialny	Wojciech Lewicki <Wojciech.Lewicki@zut.edu.pl>
Inni nauczyciele
ECTS (planowane)	2,0	ECTS (formy)	2,0
Forma zaliczenia	zaliczenie	Język	polski
Blok obieralny	4	Grupa obieralna	2

Formy dydaktyczne

Forma dydaktyczna	KOD	Semestr	Godziny	ECTS	Waga	Zaliczenie
ćwiczenia audytoryjne	A	6	25	2,0	1,00	zaliczenie

Wymagania wstępne

KOD	Wymaganie wstępne
W-1	Knowledge of the issues of microeconomics.
W-2	Knowledge of the issues of macroeconomics.

Cele przedmiotu

KOD	Cel modułu/przedmiotu
C-1	Student after completing the course should have elementary knowledge of environmental protection finances.
C-2	The student should know the place of institutions and instruments in environmental protection.
C-3	The student should have knowledge allowing to identify problems and specificity of environmental protection
C-4	The student is aware of his knowledge and the necessity of learning throughout life

Treści programowe z podziałem na formy zajęć

KOD	Treść programowa	Godziny
ćwiczenia audytoryjne
T-A-1	Types of fees and taxes in the role of environmental management instruments. Legal basis for ecological fees and taxes.	4
T-A-2	Functions and structure of fees for using the environment.	4
T-A-3	The system of exchange and collection of ecological fees and fines. Diversified rates of taxes and other public levies to protect the environment.	2
T-A-4	Budget expenditure as an instrument for environmental protection. Types of earmarked funds in the role of environmental management instruments. Legal basis of earmarked funds and their organizational and legal form.	4
T-A-5	Sources of income and directions of expenditures of the National Fund for Environmental Protection and Water Management, Provincial Funds for Environmental Protection and Water Management	2
T-A-6	Directions and forms of external assistance in financing environmental protection.	4
T-A-7	The concept of ecological damage and ecological risk. Legal basis of ecological claims. Forms of ecological responsibility of enterprises	3
T-A-8	Commercial and investment banks in environmental management.	2
		25

Obciążenie pracą studenta - formy aktywności

KOD	Forma aktywności	Godziny
ćwiczenia audytoryjne
A-A-1	Reading the indicated subject literature.	8
A-A-2	Participation in classes.	25
A-A-3	Preparing for classes.	12
A-A-4	Preparing to pass	5
		50

Metody nauczania / narzędzia dydaktyczne

KOD	Metoda nauczania / narzędzie dydaktyczne
M-1	Information classes
M-2	Case method.
M-3	Multimedia classes

Sposoby oceny

KOD	Sposób oceny
S-1	Ocena podsumowująca: Oral or written exam, including questions verifying issues raised in class.
S-2	Ocena formująca: Possible oral or written assessment during the semester.

Zamierzone efekty uczenia się - wiedza

Zamierzone efekty uczenia się	Odniesienie do efektów kształcenia dla kierunku studiów	Odniesienie do efektów zdefiniowanych dla obszaru kształcenia	Cel przedmiotu	Treści programowe	Metody nauczania	Sposób oceny
Ec_1A_O20_W01 The student has knowledge of financial products and institutions and the capital market used in environmental protection.	Ec_1A_W03, Ec_1A_W11, Ec_1A_W12	—	C-1, C-2	T-A-2, T-A-3	M-1	S-1, S-2
Ec_1A_O20_W02 The student has knowledge of the principles and directions of environmental protection.	Ec_1A_W03, Ec_1A_W08, Ec_1A_W11, Ec_1A_W13	—	C-2, C-3	T-A-4, T-A-8	M-1, M-2	S-1, S-2
Ec_1A_O20_W03 The student has knowledge of problem-based environmental cost accounting and ecological balance sheets.	Ec_1A_W06, Ec_1A_W12	—	C-1, C-2, C-3	T-A-6, T-A-7, T-A-8	M-1, M-2	S-1, S-2

Zamierzone efekty uczenia się - umiejętności

Zamierzone efekty uczenia się	Odniesienie do efektów kształcenia dla kierunku studiów	Odniesienie do efektów zdefiniowanych dla obszaru kształcenia	Cel przedmiotu	Treści programowe	Metody nauczania	Sposób oceny
Ec_1A_O20_U01 The student has the ability to calculate ecological fees and the ability to build and analyze ecological cost accounts and environmental balances.	Ec_1A_U02, Ec_1A_U09, Ec_1A_U11	—	C-1, C-2, C-3	T-A-4, T-A-5, T-A-6, T-A-7, T-A-8	M-1, M-2	S-1, S-2
Ec_1A_O20_U02 The student has the ability to analyze the development of capital markets and the development of products of financial institutions serving environmental protection.	Ec_1A_U02, Ec_1A_U08, Ec_1A_U21, Ec_1A_U18	—	C-1, C-2, C-3	T-A-6, T-A-7, T-A-8	M-1, M-2	S-1, S-2

Zamierzone efekty uczenia się - inne kompetencje społeczne i personalne

Zamierzone efekty uczenia się	Odniesienie do efektów kształcenia dla kierunku studiów	Odniesienie do efektów zdefiniowanych dla obszaru kształcenia	Cel przedmiotu	Treści programowe	Metody nauczania	Sposób oceny
Ec_1A_O20_K01 The student is aware of his knowledge and the necessity of learning throughout life	Ec_1A_K01, Ec_1A_K02	—	C-4	T-A-1, T-A-5, T-A-7, T-A-8	M-1	S-1

Kryterium oceny - wiedza

Efekt uczenia się	Ocena	Kryterium oceny
Ec_1A_O20_W01 The student has knowledge of financial products and institutions and the capital market used in environmental protection.	2,0	The student has no knowledge of financial products and institutions and the capital market used in environmental protection.
	3,0	The student has sufficient knowledge of financial products and institutions and the capital market used in environmental protection.
	3,5	The student has better than sufficient knowledge of financial products and institutions and the capital market used in environmental protection.
	4,0	The student has a good knowledge of financial products and institutions and the capital market used in environmental protection.
	4,5	The student has better than good knowledge of financial products and institutions and the capital market used in environmental protection.
	5,0	The student has a very good knowledge of financial products and institutions and the capital market used in environmental protection.
Ec_1A_O20_W02 The student has knowledge of the principles and directions of environmental protection.	2,0	The student does not have sufficient knowledge of the principles and directions of environmental protection.
	3,0	The student has sufficient knowledge of the principles and directions of environmental protection.
	3,5	The student has more than sufficient knowledge of the principles and directions of environmental protection.
	4,0	The student has good knowledge of the principles and directions of environmental protection.
	4,5	The student has more than good sufficient knowledge of the principles and directions of environmental protection.
	5,0	The student has very good knowledge of the principles and directions of environmental protection.
Ec_1A_O20_W03 The student has knowledge of problem-based environmental cost accounting and ecological balance sheets.	2,0	The student does not have sufficient knowledge of the problem accounts of ecological costs and ecological balances.
	3,0	The student has knowledge of problem-based environmental cost accounting and ecological balance sheets.
	3,5	The student has more than sufficent knowledge of problem-based environmental cost accounting and ecological balance sheets.
	4,0	The student has good knowledge of problem-based environmental cost accounting and ecological balance sheets.
	4,5	The student has more than good knowledge of problem-based environmental cost accounting and ecological balance sheets.
	5,0	The student has very good knowledge of problem-based environmental cost accounting and ecological balance sheets.

Kryterium oceny - umiejętności

Efekt uczenia się	Ocena	Kryterium oceny
Ec_1A_O20_U01 The student has the ability to calculate ecological fees and the ability to build and analyze ecological cost accounts and environmental balances.	2,0	The student does not have the ability to calculate ecological fees and the ability to build and analyze ecological cost statements and ecological balances.
	3,0	The student has sufficient ability to calculate ecological fees and the ability to build and analyze ecological cost statements and ecological balance sheets.
	3,5	The student has better than sufficient skills to calculate ecological fees and the ability to build and analyze ecological cost statements and environmental balances.
	4,0	The student has good skills in calculating ecological fees and the ability to build and analyze ecological cost statements and ecological balance sheets.
	4,5	The student has better than good good skills in calculating ecological fees and the ability to build and analyze ecological cost statements and ecological balances.
	5,0	The student has very good skills in calculating ecological fees and the ability to build and analyze ecological cost statements and ecological balances.
Ec_1A_O20_U02 The student has the ability to analyze the development of capital markets and the development of products of financial institutions serving environmental protection.	2,0	The student does not have the skills to analyze the development of capital markets and develop the products of financial institutions serving environmental protection.
	3,0	The student has the basic skills from the analysis of the development of capital markets and the development of products of financial institutions serving environmental protection.
	3,5	The student has better than sufficient skills from the analysis of development of capital markets and development of products of financial institutions serving environmental protection.
	4,0	The student has good skills in the analysis of the development of capital markets and the development of products of financial institutions serving the protection of the environment.
	4,5	The student has better than good skills in analyzing the development of capital markets and the development of products of financial institutions serving environmental protection.
	5,0	The student has very good skills in the analysis of the development of capital markets and the development of products of financial institutions serving the protection of the environment.

Kryterium oceny - inne kompetencje społeczne i personalne

Efekt uczenia się	Ocena	Kryterium oceny
Ec_1A_O20_K01 The student is aware of his knowledge and the necessity of learning throughout life	2,0	The student has no knowledge about the functioning of finance and financial phenomena in environmental protection.
	3,0	The student has a basic knowledge of the subject of finance science.
	3,5	The student has a good knowledge of the subject of finance science, functions of finance and financial phenomena, can determine the links of the financial system.
	4,0	The student has a good knowledge of the subject of finance science, finance functions and financial phenomena, can determine the links of the financial system and relations between them.
	4,5	The student has a good knowledge of the subject of finance science, finance functions and financial phenomena, can identify and describe the links of the financial system and relations between them.
	5,0	The student has a very good knowledge of the subject of finance science, finance functions and financial phenomena, can identify and describe the links of the financial system and relations between them.

Literatura podstawowa

Arye L. Hillman, Public Finance and Public Policy: Responsibilities and Limitations of Government, Cambridge University Press, 2009, ISBN-13: 978-0521738057
Richard Abel Musgrave, Peggy B. Muscrave, Public Finance in Theory and Practice (5th Edition), McGraw-Hill College, 1998, ISBN-13: 978-0070441279
Mark Chesney, Environmental finance and investments, Springer, 2015, ISBN13 (EAN): 9783662481745
Ludkovski Michael, Commodities, Energy and Environmental Finance, Springer-Verlag New York Inc., 2015, ISBN13 (EAN): 9781493927326
Adrian Belcham, Environmental Management, Taylor & Francis Ltd, 2014, ISBN: 1138775347

Treści programowe - ćwiczenia audytoryjne

KOD	Treść programowa	Godziny
T-A-1	Types of fees and taxes in the role of environmental management instruments. Legal basis for ecological fees and taxes.	4
T-A-2	Functions and structure of fees for using the environment.	4
T-A-3	The system of exchange and collection of ecological fees and fines. Diversified rates of taxes and other public levies to protect the environment.	2
T-A-4	Budget expenditure as an instrument for environmental protection. Types of earmarked funds in the role of environmental management instruments. Legal basis of earmarked funds and their organizational and legal form.	4
T-A-5	Sources of income and directions of expenditures of the National Fund for Environmental Protection and Water Management, Provincial Funds for Environmental Protection and Water Management	2
T-A-6	Directions and forms of external assistance in financing environmental protection.	4
T-A-7	The concept of ecological damage and ecological risk. Legal basis of ecological claims. Forms of ecological responsibility of enterprises	3
T-A-8	Commercial and investment banks in environmental management.	2
		25

Formy aktywności - ćwiczenia audytoryjne

KOD	Forma aktywności	Godziny
A-A-1	Reading the indicated subject literature.	8
A-A-2	Participation in classes.	25
A-A-3	Preparing for classes.	12
A-A-4	Preparing to pass	5
		50

(*) 1 punkt ECTS, odpowiada około 30 godzinom aktywności studenta

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_O20_W01	The student has knowledge of financial products and institutions and the capital market used in environmental protection.
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_W03	He / she knows and understands at an advanced level the relations between social institutions and their structures on a national and international scale
	Ec_1A_W11	He / she knows and understands at an advanced level the principles of accounting and the financial system and its impact on the functioning of the economy
	Ec_1A_W12	He / she knows and understands at an advanced level the methods of economic and financial analysis and planning
Cel przedmiotu	C-1	Student after completing the course should have elementary knowledge of environmental protection finances.
Cel przedmiotu	C-2	The student should know the place of institutions and instruments in environmental protection.
Treści programowe	T-A-2	Functions and structure of fees for using the environment.
Treści programowe	T-A-3	The system of exchange and collection of ecological fees and fines. Diversified rates of taxes and other public levies to protect the environment.
Metody nauczania	M-1	Information classes
Sposób oceny	S-1	Ocena podsumowująca: Oral or written exam, including questions verifying issues raised in class.
Sposób oceny	S-2	Ocena formująca: Possible oral or written assessment during the semester.
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student has no knowledge of financial products and institutions and the capital market used in environmental protection.
	3,0	The student has sufficient knowledge of financial products and institutions and the capital market used in environmental protection.
	3,5	The student has better than sufficient knowledge of financial products and institutions and the capital market used in environmental protection.
	4,0	The student has a good knowledge of financial products and institutions and the capital market used in environmental protection.
	4,5	The student has better than good knowledge of financial products and institutions and the capital market used in environmental protection.
	5,0	The student has a very good knowledge of financial products and institutions and the capital market used in environmental protection.

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_O20_W02	The student has knowledge of the principles and directions of environmental protection.
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_W03	He / she knows and understands at an advanced level the relations between social institutions and their structures on a national and international scale
	Ec_1A_W08	He / she knows and understands at an advanced level the norms and legal and organisational rules that determine the functioning of economic entities and social institutions, their nature and methods of operation
	Ec_1A_W11	He / she knows and understands at an advanced level the principles of accounting and the financial system and its impact on the functioning of the economy
	Ec_1A_W13	He / she knows and understands at an advanced level the views on social structures, phenomena and institutions as well as types of social ties, and their historical evolution
Cel przedmiotu	C-2	The student should know the place of institutions and instruments in environmental protection.
Cel przedmiotu	C-3	The student should have knowledge allowing to identify problems and specificity of environmental protection
Treści programowe	T-A-4	Budget expenditure as an instrument for environmental protection. Types of earmarked funds in the role of environmental management instruments. Legal basis of earmarked funds and their organizational and legal form.
Treści programowe	T-A-8	Commercial and investment banks in environmental management.
Metody nauczania	M-1	Information classes
Metody nauczania	M-2	Case method.
Sposób oceny	S-1	Ocena podsumowująca: Oral or written exam, including questions verifying issues raised in class.
Sposób oceny	S-2	Ocena formująca: Possible oral or written assessment during the semester.
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student does not have sufficient knowledge of the principles and directions of environmental protection.
	3,0	The student has sufficient knowledge of the principles and directions of environmental protection.
	3,5	The student has more than sufficient knowledge of the principles and directions of environmental protection.
	4,0	The student has good knowledge of the principles and directions of environmental protection.
	4,5	The student has more than good sufficient knowledge of the principles and directions of environmental protection.
	5,0	The student has very good knowledge of the principles and directions of environmental protection.

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_O20_W03	The student has knowledge of problem-based environmental cost accounting and ecological balance sheets.
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_W06	He / she knows and understands at an advanced level the methods and tools (including IT) of obtaining, processing and presenting data on socio-economic phenomena and processes
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_W12	He / she knows and understands at an advanced level the methods of economic and financial analysis and planning
Cel przedmiotu	C-1	Student after completing the course should have elementary knowledge of environmental protection finances.
	C-2	The student should know the place of institutions and instruments in environmental protection.
	C-3	The student should have knowledge allowing to identify problems and specificity of environmental protection
Treści programowe	T-A-6	Directions and forms of external assistance in financing environmental protection.
	T-A-7	The concept of ecological damage and ecological risk. Legal basis of ecological claims. Forms of ecological responsibility of enterprises
	T-A-8	Commercial and investment banks in environmental management.
Metody nauczania	M-1	Information classes
Metody nauczania	M-2	Case method.
Sposób oceny	S-1	Ocena podsumowująca: Oral or written exam, including questions verifying issues raised in class.
Sposób oceny	S-2	Ocena formująca: Possible oral or written assessment during the semester.
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student does not have sufficient knowledge of the problem accounts of ecological costs and ecological balances.
	3,0	The student has knowledge of problem-based environmental cost accounting and ecological balance sheets.
	3,5	The student has more than sufficent knowledge of problem-based environmental cost accounting and ecological balance sheets.
	4,0	The student has good knowledge of problem-based environmental cost accounting and ecological balance sheets.
	4,5	The student has more than good knowledge of problem-based environmental cost accounting and ecological balance sheets.
	5,0	The student has very good knowledge of problem-based environmental cost accounting and ecological balance sheets.

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_O20_U01	The student has the ability to calculate ecological fees and the ability to build and analyze ecological cost accounts and environmental balances.
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_U02	He / she can apply the possessed theoretical knowledge, properly selecting data, methods and tools, to formulate and solve unusual and complex problems related to socio-economic processes and phenomena, and to solve tasks in conditions that are not fully predictable
	Ec_1A_U09	He / she can forecast social processes and phenomena with the use of standard research methods
	Ec_1A_U11	He / she can analyse the indicated solutions to specific problems and propose appropriate solutions in this regard
Cel przedmiotu	C-1	Student after completing the course should have elementary knowledge of environmental protection finances.
	C-2	The student should know the place of institutions and instruments in environmental protection.
	C-3	The student should have knowledge allowing to identify problems and specificity of environmental protection
Treści programowe	T-A-4	Budget expenditure as an instrument for environmental protection. Types of earmarked funds in the role of environmental management instruments. Legal basis of earmarked funds and their organizational and legal form.
	T-A-5	Sources of income and directions of expenditures of the National Fund for Environmental Protection and Water Management, Provincial Funds for Environmental Protection and Water Management
	T-A-6	Directions and forms of external assistance in financing environmental protection.
	T-A-7	The concept of ecological damage and ecological risk. Legal basis of ecological claims. Forms of ecological responsibility of enterprises
	T-A-8	Commercial and investment banks in environmental management.
Metody nauczania	M-1	Information classes
Metody nauczania	M-2	Case method.
Sposób oceny	S-1	Ocena podsumowująca: Oral or written exam, including questions verifying issues raised in class.
Sposób oceny	S-2	Ocena formująca: Possible oral or written assessment during the semester.
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student does not have the ability to calculate ecological fees and the ability to build and analyze ecological cost statements and ecological balances.
	3,0	The student has sufficient ability to calculate ecological fees and the ability to build and analyze ecological cost statements and ecological balance sheets.
	3,5	The student has better than sufficient skills to calculate ecological fees and the ability to build and analyze ecological cost statements and environmental balances.
	4,0	The student has good skills in calculating ecological fees and the ability to build and analyze ecological cost statements and ecological balance sheets.
	4,5	The student has better than good good skills in calculating ecological fees and the ability to build and analyze ecological cost statements and ecological balances.
	5,0	The student has very good skills in calculating ecological fees and the ability to build and analyze ecological cost statements and ecological balances.

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_O20_U02	The student has the ability to analyze the development of capital markets and the development of products of financial institutions serving environmental protection.
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_U02	He / she can apply the possessed theoretical knowledge, properly selecting data, methods and tools, to formulate and solve unusual and complex problems related to socio-economic processes and phenomena, and to solve tasks in conditions that are not fully predictable
	Ec_1A_U08	He / she can properly analyse the causes and the course of social processes and phenomena in the field of economics and finance
	Ec_1A_U21	He / she is able to continue learning throughout his / her life
	Ec_1A_U18	He / she can evaluate his / her actions in terms of their economic, financial, legal and moral effects
Cel przedmiotu	C-1	Student after completing the course should have elementary knowledge of environmental protection finances.
	C-2	The student should know the place of institutions and instruments in environmental protection.
	C-3	The student should have knowledge allowing to identify problems and specificity of environmental protection
Treści programowe	T-A-6	Directions and forms of external assistance in financing environmental protection.
	T-A-7	The concept of ecological damage and ecological risk. Legal basis of ecological claims. Forms of ecological responsibility of enterprises
	T-A-8	Commercial and investment banks in environmental management.
Metody nauczania	M-1	Information classes
Metody nauczania	M-2	Case method.
Sposób oceny	S-1	Ocena podsumowująca: Oral or written exam, including questions verifying issues raised in class.
Sposób oceny	S-2	Ocena formująca: Possible oral or written assessment during the semester.
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student does not have the skills to analyze the development of capital markets and develop the products of financial institutions serving environmental protection.
	3,0	The student has the basic skills from the analysis of the development of capital markets and the development of products of financial institutions serving environmental protection.
	3,5	The student has better than sufficient skills from the analysis of development of capital markets and development of products of financial institutions serving environmental protection.
	4,0	The student has good skills in the analysis of the development of capital markets and the development of products of financial institutions serving the protection of the environment.
	4,5	The student has better than good skills in analyzing the development of capital markets and the development of products of financial institutions serving environmental protection.
	5,0	The student has very good skills in the analysis of the development of capital markets and the development of products of financial institutions serving the protection of the environment.

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_O20_K01	The student is aware of his knowledge and the necessity of learning throughout life
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_K01	He / she is ready to define priorities for the implementation of tasks set by himself / herself or others
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_K02	He / she is ready to correctly identify and resolve dilemmas related to the profession
Cel przedmiotu	C-4	The student is aware of his knowledge and the necessity of learning throughout life
Treści programowe	T-A-1	Types of fees and taxes in the role of environmental management instruments. Legal basis for ecological fees and taxes.
	T-A-5	Sources of income and directions of expenditures of the National Fund for Environmental Protection and Water Management, Provincial Funds for Environmental Protection and Water Management
	T-A-7	The concept of ecological damage and ecological risk. Legal basis of ecological claims. Forms of ecological responsibility of enterprises
	T-A-8	Commercial and investment banks in environmental management.
Metody nauczania	M-1	Information classes
Sposób oceny	S-1	Ocena podsumowująca: Oral or written exam, including questions verifying issues raised in class.
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student has no knowledge about the functioning of finance and financial phenomena in environmental protection.
	3,0	The student has a basic knowledge of the subject of finance science.
	3,5	The student has a good knowledge of the subject of finance science, functions of finance and financial phenomena, can determine the links of the financial system.
	4,0	The student has a good knowledge of the subject of finance science, finance functions and financial phenomena, can determine the links of the financial system and relations between them.
	4,5	The student has a good knowledge of the subject of finance science, finance functions and financial phenomena, can identify and describe the links of the financial system and relations between them.
	5,0	The student has a very good knowledge of the subject of finance science, finance functions and financial phenomena, can identify and describe the links of the financial system and relations between them.